OVER 130 CARD DESIGNS

? Having one card design choice is like letting your mom dress you up. Choose from over 130 credit card designs ranging from S$0 – S$50.

? You can change your card design whenever you feel like it at any FRANK Store. Card design fee applies.

? Check out the limited edition designer series card designs by :Phunk

 

 

CASH OR REWARDS? IT'S YOUR CHOICE

•	Earn 1 OCBC$ for every S$1 charged to your FRANK Visa Credit Card anywhere.
•	Have the choice of redeeming your OCBC$ for cash or rewards.
•	No cap on cash rebates redeemed. Cash rebate redemption is available for every 1,000 OCBC$ accumulated.
•	Redeem anytime at ocbc.com/rewards

	OCBC$ Earned	CASH REBATE Equivalent
Every S$1,000 charged	1,000	S$10 (equivalent to 1%)*
First VISA charge	Bonus 100	S$1
S$1,200 charged each month	Bonus 100	S$1
Every charge to iTunes, Zuji, Groupon and Agoda	Bonus 100	S$1*
*Valid till 30 June 2012.

Receive a S$30 H&M Gift Card
when you spend S$500 on your FRANK Credit Card within the first month of card issuance.

AWESOME DEALS AWAIT YOU

Get great discounts and privileges with the FRANK Credit Card when you shop, dine, travel or hang out with friends.Find out more.

BE REWARDED WHEN YOU PAY ON TIME

•	We reward you with a S$5 voucher when you pay on time for 6 consecutive months in your first year of membership.
•	We’ll send you an SMS alert 5 days before payment due date to ensure you don’t miss the deadline.

ONE CARD THAT DOES IT ALL

•	Swipe it with VISA
•	Make payment with NETS
•	Withdraw cash at over 1,100 ATMs
•	Trains and bus rides with NETS FlashPay

FRANK ALERT! REQUIREMENTS AND CHARGES YOU SHOULD KNOW BEFORE APPLYING:

	CREDIT CARD
Age Requirements	Principal Card	21 years and above
	Supplementary Card	18 years and above
Annual Income	Principal cardholders must have a minimum of S$30,000.
Annual Fee	S$30 (first year waived for principal and supplementary cards) A minimum of S$6,000 annual Visa spend is required for subsequent membership fee waiver.
Card Replacement Fee	S$30
Minimum Monthly  Payment	3% of total balance or S$50, whichever is higher plus any overdue amount and excess in credit limit
Late Payment Fee	S$55 if minimum payment specified in the billing statement is not received by the payment due date
Interest Charges	24.96% p.a. subject to compounding if the monthly interest charges are not repaid in full (minimum charge of S$2.50)
Cash Advance Fee	6% on the amount withdrawn (minimum S$15)
Interest Charges  for Cash Advance	28.92% p.a. on the amount withdrawn subject to compounding if the monthly interest charges are not repaid in full (minimum charge of S$2.50)

 

Hightlight
[Key Features]	- OVER 130 CARD DESIGNS - CASH OR REWARDS? IT'S YOUR CHOICE
Eligibility
[Minimum annual income]	$30000
Annual fee
[Principal]	$30
[Supplementary]	$30
[Annual fee waiver]	First one year
Rewards
[Expiration]	1 year
Payment
[Repayment]	AXS,ATM,Branch(55),Interbank GIRO,Phone Banking,Internet Banking
[Grace Period]	22 days
Interest&Charges
[Effetive Interest Rate]	24% per annum (minimum $2.5)
[Minimum Payment]	$15 or 3% of total Balance
[Late Fee]	$40
Other fees
[Cash Advance]	$15 or 5% of amount

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Ongoing promotions of OCBC FRANK Card

• views:234 / replies:0
  
• Café Mosaic 1-for-1 buffet for OCBC Cards
  Carlton Hotel Singapore, Café Mosaic1-for-1 buffet dinner1 dines free with every three paying adults for buffet lunchOffer is valid from 1 July to 30 December 2017, except on eve of and public holidays.
• promotion start:2017-07-01
  promotion end:2017-12-30
  promotion location:Café Mosaic,Carlton Hotel
  credit card 1: OCBC Voyage Card
  credit card 2: OCBC FRANK Card
  credit card 3: OCBC Titanium Card
  promotion type: yummy
  

• views:229 / replies:0
  
• OCBC Cards Chinese Feasts Great Dining Offers
  OCBC Cards Chinese Feasts Great Dining Offers Paradise Group,Soup Restaurant,Streats,Putien,Peach Garden,TimHoWan
• promotion start:2017-08-01
  promotion end:2017-12-31
  promotion location:Paradise Group,Soup Restaurant,Streats,Putien,Peach Garden,TimHoWan
  credit card 1: OCBC Voyage Card
  credit card 2: OCBC FRANK Card
  credit card 3: OCBC Titanium Card
  promotion type: yummy
  

• views:262 / replies:0
  
• canton paradise promotion for OCBC Cards
  canton paradise promotion for OCBC Cardsspend any amount to receive $10 return voucher with OCBC Cardsat Canton Paradise 112 Katong,Canton Paradise ARC,Canton Paradise Bedok Mall,Canton Paradise Compass One,Canton Paradise MBS,Canton Paradise The Star Vista
• promotion start:2017-06-01
  promotion end:2017-12-31
  promotion location:112 Katong,ARC,Bedok Mall,Compass One,MBS,The Star Vista
  credit card 1: OCBC Voyage Card
  credit card 2: OCBC FRANK Card
  credit card 3: OCBC Robinson Card
  promotion type: yummy
  

• views:342 / replies:0
  
• Cathay Pacific Economy and Premium Economy Promotion for OCBC Cards
  Cathay PacificBook by 31 December 2017.Travel by 31 January 2018.Enjoy exclusive all-in fares on both Economy and Premium Economy class starting from S$363 and S$572 respectively, when you pay with your OCBC Card.Book now:www.cathaypacific.com/sg/ocbc Note: Booking must be done via the above URL to enjoy the exclusive fares.Terms and Condition
• promotion start:2017-06-01
  promotion end:2017-12-31
  promotion location:Cathay Pacific
  credit card 1: OCBC Voyage Card
  credit card 2: OCBC 365 Card
  credit card 3: OCBC FRANK Card
  promotion type: travel
  

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