EVEN as firms are emerging from the recession, they face a potential problem - unhappy workers who are frustrated with their pay cuts and headcount freezes over the past year.

While you are able to earn more .. Please do so.

In the new economy , employers will have no loyalty towards workers.
When they need you , they will pay you.
When they don't need you , you will be retrench.


if you don't take advantage now , you will not become financially independent before age 40 ,
By then you will be at the mercy of the employers who will tell you :-

"Take it or leave it " because we have younger foreigners who are willing to accept a lower pay then you and have the same or better skill set that you have.

We have laws than can cut your wages once you are considered by your employers or the law as "OLDER " workers once you cross a certain age.

Only be TRUE and LOYAL to yourself... For the rest of the world... Let them take care of their own problems..