Compare Maybank Family & Friends Card vs DBS AirAsia Card

Hightlight
Name	DBS AirAsia Card	Maybank Family & Friends Card

Brand	DBS	Maybank
[Key Features]	• participating merchants where you can earn AirAsia$, • redeem AA$ when book your AirAsia tickets at www.airasia.com	5% cash rebate 1 Food delivery: McDonald, KFC, Pizza Hut, Canadian Pizza, Oishi Pizza 2 NTUC Finest, NTUC Xtra,Gaint,Cold Storage 3 GNC,Abbott,NTUC Healthcare 4 Online Shopping: FarEastFlora.com , Joaquims.com MyFlowers.net Emicakes Ewineasia.com 5 Popluar, Cathay, Zoo, Night Safari
Eligibility
[Minimum annual income]	$30000	$30000
Annual fee
[Principal]	$80	$30
[Supplementary]	$40	free
[Annual fee waiver]	First two years	First ten years
Rewards
[Expiration]	1 year	1 year
Payment
[Repayment]	AXS,ATM,Cheque,Branch(82),Interbank GIRO,Phone Banking,Internet Banking	AXS,ATM,SAM,CDM,Cheque,Branch(22),Interbank GIRO,Phone Banking,Internet Banking
[Grace Period]	22 days	20 days
Interest&Charges
[Effetive Interest Rate]	24% per annum (minimum $2.5)	24% per annum (minimum $2.5)
[Minimum Payment]	$50 or 3% of total Balance	$20 or 3% of total Balance
[Late Fee]	$45	$35
Other fees
[Foreign currency]	1%	1%
[Cash Advance]	$15 or 5% of amount	$15 or 5% of amount
Rank:
Brief:	Redeem existing balance of AA$ for free flights now!	5% cash rebates, no annual fees* and 12% p.a. interest rate for the first 6 months