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Name DBS Live Fresh Card Citi SMRT Card
DBS Live Fresh Card Citi SMRT Card
  Brand   DBS   Citi Bank
Hightlight
[Key Features] • Fresh Scene: Special price/event for Zouk, Cathay Cineplexes,K Box
• re-Fresh: discount at iSHOP courses,Laguna National Golf & Country Club,Pure Yoga and extreme sports like Ski360.
• Fresh Indulgence: discount at shops like G2000,New Balance,Crumpler,Jurlique
• Earn up to 2% rebate for ez-link auto top-up
• Earn up to 5% rebate on your daily spend
• Redeem your rebates for free rides and more
Eligibility
[Minimum annual income] $30000 $30000
Annual fee
[Principal] $80 $150
[Supplementary] $40 $80
[Annual fee waiver] First two years First three years
Rewards
[Expiration] 1 year 1 year
Payment
[Repayment] AXS,ATM,Cheque,Branch(82),Interbank GIRO,Phone Banking,Internet Banking AXS,ATM,CDM,Cheque,Branch(15),Interbank GIRO
[Grace Period] 22 days 25 days
Interest&Charges
[Effetive Interest Rate] 24% per annum (minimum $2.5) 24% per annum (minimum $3)
[Minimum Payment] $50 or 3% of total Balance $50 or 1% of total Balance
[Late Fee] $50 $40
Other fees
[Foreign currency] 1% 1.5%
[Cash Advance] $15 or 5% of amount $10 or 5% of amount
  Rank:   comment rank 0
  comment rank 0
  Brief:    Living fresh is about looking at the world anew and seeing everything in a different light. It’s about believing in yourself and empowering others. It’s about expressing your creativity, even if it means flying in the face of convention. It’s about making    Making your daily journey even more rewarding.
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