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Name DBS Esso Card Citi SMRT Card
DBS Esso Card Citi SMRT Card
  Brand   DBS   Citi Bank
[Key Features] • a guaranteed minimum discount of 6% at Esso
• Smiles Driver Rewards 750 Smiles Points for every S$30 • Instant Fuel Redemption. (This works out to more than 3% savings)
• 12-month instalment plan on your road tax
• 10% off the Mobil 1 0W40 or 5W50 Service Package
• 3 hours* of free parking at at Holland Village (charge a minimum of S$60 )
• Earn up to 2% rebate for ez-link auto top-up
• Earn up to 5% rebate on your daily spend
• Redeem your rebates for free rides and more
[Minimum annual income] $30000 $30000
Annual fee
[Principal] $80 $150
[Supplementary] $40 $80
[Annual fee waiver] First one year First three years
[Expiration] 1 year 1 year
[Repayment] Internet Banking,GIRO,Bank Branch,AXS AXS,ATM,CDM,Cheque,Branch(15),Interbank GIRO
[Grace Period] 22 days 25 days
[Effetive Interest Rate] 24% per annum (minimum $2.5) 24% per annum (minimum $3)
[Minimum Payment] $50 or 3% of total Balance $50 or 1% of total Balance
[Late Fee] $45 $40
Other fees
[Foreign currency] 1% 1.5%
[Cash Advance] $15 or 5% of amount $10 or 5% of amount
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  Brief:    For bigger savings, better value and exclusive motoring offers that will help you lower the costs of driving.    Making your daily journey even more rewarding.
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