Compare UOB JCB Card vs DBS AirAsia Card

Hightlight
Name	DBS AirAsia Card	UOB JCB Card

Brand	DBS	UOB
[Key Features]	• participating merchants where you can earn AirAsia$, • redeem AA$ when book your AirAsia tickets at www.airasia.com	• Over 1,000 Japanese Privileges • 3% off AsiaMall vouchers (purchase of $200 worth of vouchers ) • Free parking* on weekends at Liang Court. • 2X UNI$# (min. spend of S$500 per month)
Eligibility
[Minimum annual income]	$30000	$30000
Annual fee
[Principal]	$80	$180
[Supplementary]	$40	$90
[Annual fee waiver]	First two years	First one year
Rewards
[Expiration]	1 year	1 year
Payment
[Repayment]	AXS,ATM,Cheque,Branch(82),Interbank GIRO,Phone Banking,Internet Banking	AXS,ATM,SAM,CDM,Cheque,Branch(57),Interbank GIRO,Phone Banking,Internet Banking
[Grace Period]	22 days	22 days
Interest&Charges
[Effetive Interest Rate]	24% per annum (minimum $2.5)	24% per annum (minimum $2.5)
[Minimum Payment]	$50 or 3% of total Balance	$50 or 3% of total Balance
[Late Fee]	$45	$45
Other fees
[Foreign currency]	1%	1.5%
[Cash Advance]	$15 or 5% of amount	$15 or 5% of amount
Rank:
Brief:	Redeem existing balance of AA$ for free flights now!	dining, shopping, spa and travel privileges at the finest merchants in Singapore and Japan.

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