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Name DBS Esso Card UOB JCB Card
DBS Esso Card UOB JCB Card
  Brand   DBS   UOB
Hightlight
[Key Features] • a guaranteed minimum discount of 6% at Esso
• Smiles Driver Rewards 750 Smiles Points for every S$30 • Instant Fuel Redemption. (This works out to more than 3% savings)
• 12-month instalment plan on your road tax
• 10% off the Mobil 1 0W40 or 5W50 Service Package
• 3 hours* of free parking at at Holland Village (charge a minimum of S$60 )
• Over 1,000 Japanese Privileges
• 3% off AsiaMall vouchers (purchase of $200 worth of vouchers
)
• Free parking* on weekends at Liang Court.
• 2X UNI$# (min. spend of S$500 per month)
Eligibility
[Minimum annual income] $30000 $30000
Annual fee
[Principal] $80 $180
[Supplementary] $40 $90
[Annual fee waiver] First one year First one year
Rewards
[Expiration] 1 year 1 year
Payment
[Repayment] Internet Banking,GIRO,Bank Branch,AXS AXS,ATM,SAM,CDM,Cheque,Branch(57),Interbank GIRO,Phone Banking,Internet Banking
[Grace Period] 22 days 22 days
Interest&Charges
[Effetive Interest Rate] 24% per annum (minimum $2.5) 24% per annum (minimum $2.5)
[Minimum Payment] $50 or 3% of total Balance $50 or 3% of total Balance
[Late Fee] $45 $45
Other fees
[Foreign currency] 1% 1.5%
[Cash Advance] $15 or 5% of amount $15 or 5% of amount
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  Brief:    For bigger savings, better value and exclusive motoring offers that will help you lower the costs of driving.    dining, shopping, spa and travel privileges at the finest merchants in Singapore and Japan.
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