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Disclaimer

Disclaimer
Information Disclaimer
The content of SGRate.com is for general information purposes only and does not constitute advice. SGRate.com tries to provide content that is true and accurate as of the date of writing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. Visitors to SGRate.com should not act upon SGRate.com's content or information without first seeking appropriate professional advice.

Please note that we are NOT a Financial Service Provider and cannot give direct financial advice. We are an independent reviewer and are not a bank, building society or credit union. If you have a question relating to any financial service or featured product then please contact the advertiser or financial institution directly.

SGRate.com is not intended to be a source for advice. Visitors to SGRate.com should always seek the advice of an appropriately qualified professional. SGRate.com assumes no responsibility for information contained on this Web site and disclaims all liability in respect of such information. In addition, none of SGRate.com's content will form any part of any contract between us or constitute any type of offer by SGRate.com. Specific disclaimers may apply in addition to certain content or parts of the site.

SGRate.com accepts no responsibility for and excludes all liability in connection with browsing this Web site, use of information or downloading any materials from it, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. The information at this Web site might include opinions or views which, unless expressly stated otherwise, are not necessarily those of SGRate.com or any associated company or any person in relation to whom they would have any liability or responsibility.

All content and information at SGRate.com might be changed or updated without notice. SGRate.com might also make changes or improvements at any time without notice.

This Web site are provided “as is” and SGRate.com expressly disclaims any and all warranties, express or implied, to the extent permitted by law, including but not limited to warranties of satisfactory quality, merchantability, or fitness for a particular purpose, with respect to the service or any materials.

SGRate.com hereby excludes liability for any claims, losses, demands, or damages of any kind whatsoever with regard to any information, content, or services provided at our Web site, including but not limited to direct, indirect, incidental, or consequential loss or damages, compensatory damages, loss of profits, or data, or otherwise.

Disclaimer of Endorsement
Reference within this site to any specific commercial or non-commercial product, process, or service by trade name, trademark, manufacturer or otherwise does not constitute or imply an endorsement, recommendation, or favoring by SGRate.com. The views and opinions of the authors of content published at SGRate.com does not necessarily state or reflect the opinion of SGRate.com or its owners, and cannot be used for advertising or product endorsement purposes.

References to books, software, Web sites, or products as “Recommended by SGRate.com” are specific suggestions only and do not necessarily constitute or imply an endorsement.

Disclaimer for Links to External, Third Party Web Sites
Links to external, or third party Web sites, are provided solely for visitors' convenience. Links taken to other sites are done so at your own risk and SGRate.com accepts no liability for any linked sites or their content. When you access an external Web site, keep in mind that SGRate.com has no control over its content.

Any link from SGRate.com to an external Web site does not imply or mean that SGRate.com endorses or accepts any responsibility for the content or the use of such Web site. SGRate.com does not give any representation regarding the quality, safety, suitability, or reliability of any external Web sites or any of the content or materials contained in them. It is important for users to take necessary precautions, especially to ensure appropriate safety from viruses, worms, Trojan horses and other potentially destructive items.

When visiting external Web sites, users should review those Websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information.

Content and Links Disclaimer
SGRate.com seeks to ensure that all content and information published at this Web site is current and accurate. The information at SGRate.com does not in any way constitute legal or professional advice and SGRate.com cannot be held liable for actions arising from its use. In addition, SGRate.com cannot be held responsible for the contents of any externally linked pages.